30-year mortgage rates still under 4%. That’s unbelievably low.

With mortgage rates so low and now is a GREAT time to buy!!!

The Council for Community and Economic Research named Temple, Tx as the # 4 least expensive cities to live in the nation!

Real Estate Center Chief Economist Mark Dotzour, Ph.D., sees “modest, positive economic growth” for the nation in the next 12 months. Nationally, he expects 2012 to look something like 2003-06.

By comparison, Dotzour predicts a “much more robust economic outlook” for Texas in the coming year. He bases this on documented evidence that Texas dramatically outperformed the United States in 2011.

The state’s positive job growth came not only in the energy industry but also in construction, manufacturing, retail, transportation, professional business services, health care, and hospitality.

“Job growth is occurring in nearly all Texas metro areas and is likely to continue into 2012,” says Dotzour.

Davis S. Jones | columnist

Dec. 27, 2011